Paystack and Flutterwave are the two dominant payment gateways for Nigerian online stores, and both are solid, reputable choices. Here's how they compare in practice.
Ease of Integration
Both integrate smoothly with modern e-commerce builds, and our team has deep experience setting up either on every e-commerce website we build.
Supported Payment Methods
Both support card payments, bank transfer and USSD. Flutterwave has slightly broader international payment support if you plan to accept payments outside Nigeria; Paystack is often favoured for its clean local checkout experience.
Fees
Fees are broadly similar for local Naira transactions, typically a small percentage per transaction. It's worth confirming current rates directly, as both providers adjust pricing periodically.
Settlement and Payout Speed
Both settle to Nigerian bank accounts, generally within 1–2 business days, though this can vary based on your account verification status with each provider.
Our Recommendation
For a purely Nigeria-focused store, either works well; for stores expecting significant international customers, Flutterwave's broader currency support may have an edge. We'll help you decide based on your specific business model.
Get Set Up
Contact MZ Technologies and we'll handle the integration for you, whichever gateway fits your business best.